Payments

Paisr provides a unified payment gateway that enables you to accept payments from a variety of local and international methods—without the need to integrate with each payment provider separately.

Whether you're building a simple webshop or complex application, Paisr lets you accept payments using pre-built solutions or programmatically using the Payments API.

Paisr handles the complexity of compliance, reconciliation, and provider integrations so you can focus on delivering seamless payment experiences to your customers.

Understanding Payments.

All payments in Paisr are invoice-driven, meaning a payment can only exist in relation to an invoice. This model ensures traceability, automates reconciliation, and simplifies your reporting and accounting processes.

In Paisr, a payment represents an attempt to collect funds against a specific invoice and payment method. Each payment inherits its key configuration — such as amount, currency and metadata from the invoice it is associated with.

Below is an overview of what a standard payment flow looks like:

Lifecycle of a Payment

Invoices can only be paid in full, and a single invoice may have multiple payment attempts. Because payments are tied to invoices, their lifecycle is tightly coupled:

Settlement & Reconciliation

Once a payment is approved, the invoice is marked as paid and funds are credited to your default wallet once they settle. If the method requires additional clearing time, the payment is settled once the provider confirms settlement.

Monitoring Payments

You can monitor payments and other metrics in real-time from the dashboard or by using the Metrics API. You can also use Webhooks to subscribe to real-time payment notifications.